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I don’t like financing anything (except my house). In fact, I feel guilty; like I am mismanaging my money. For the past 4 1/2 years, I have wondered about the decision to have bought one of our cars. I have learned a lot through that process (about myself and money management). There are few things that find closure in my life, so it was a day of celebration when I clicked the “pay” button for the last time and paid off my car. And I just got the deed by mail.
When we bought this car on credit, Rhoda and I began saving for the day when we would need to replace it (which we recognize will be years away). For all of you who read my blog and will one day find yourself in the world of “Should I finance my car?” If you are able, don’t do it! If you must, then make sure to cap it at a 60 month term. Anything longer might make your payments outlive the usefulness of your car!
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